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claims are reported by public sources; none is Alpha verified. 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They are never projected into the public Registry without explicit cross-plane authorization. Absence here is a plane boundary, not evidence that the enterprise operates no agents.","contracts":{"transaction_schema_version":"2026-08-29","authority_object":"AuthorityGrant","pre_action_decision":"TrustCheck","action_record":"GovernanceReceipt","plane":"private_enterprise_overlay"}},"markets_external":{"state":"NOT_REVIEWED","parties":[],"index_memberships":[],"market_disclosures":[]},"events":{"state":"PUBLISHED","derivation_version":"alpha-governance-event-derivation-v1","events":[{"event_id":"alpha:event:cfo_changed:1tivqql","event_type":"CFO_CHANGED","effective_at":"2026-04-21","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:christo-realov"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:13"],"evidence_ids":["alpha:projection-evidence:document:edf6875b13eb5e9626721dcfc395fa67edd4fdabf0d45e86231bfe5e534f796a"],"summary":"Christo Realov executive of Jefferson Capital, Inc. / DE, effective 2026-04-21.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:ceo_changed:1qcyyxe","event_type":"CEO_CHANGED","effective_at":"2026-04-21","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:david-burton"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:14"],"evidence_ids":["alpha:projection-evidence:document:b3651dac577f591539abd9fe96bf0066dbde62bbd9435c15e82445bb2692c188"],"summary":"David Burton executive of Jefferson Capital, Inc. / DE, effective 2026-04-21.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:executive_appointed:hk1ah4","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-04-21","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:mark-zellmann"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:15"],"evidence_ids":["alpha:projection-evidence:document:311e2ead2668a9b9bd83fe2d177bc46820a3aa48ec530d298ad2cb0dd8408226"],"summary":"Mark Zellmann executive of Jefferson Capital, Inc. / DE, effective 2026-04-21.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:gc_changed:1xxzjzs","event_type":"GC_CHANGED","effective_at":"2026-04-21","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:matthew-pfohl"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:16"],"evidence_ids":["alpha:projection-evidence:document:5fce6d6d35787b38ab2216ed3bdf1d60eee0beec779e62f870f9f7709db0483f"],"summary":"Matthew Pfohl executive of Jefferson Capital, Inc. / DE, effective 2026-04-21.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:executive_appointed:1ascxo9","event_type":"EXECUTIVE_APPOINTED","effective_at":"2026-04-21","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:penelope-person"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:17"],"evidence_ids":["alpha:projection-evidence:document:16d76addaf97ff215091582f5152f88b38c48e921231015157ce4568f8e1a054"],"summary":"Penelope Person executive of Jefferson Capital, Inc. / DE, effective 2026-04-21.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:7aco15","event_type":"DIRECTOR_APPOINTED","effective_at":"2026-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:james-pierce"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:7"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"James Pierce seat on Jefferson Capital, Inc. / DE, effective 2026-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:13qom3t","event_type":"DIRECTOR_APPOINTED","effective_at":"2026-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:susan-atkins"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:10"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Susan Atkins seat on Jefferson Capital, Inc. / DE, effective 2026-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:1eaabh6","event_type":"DIRECTOR_APPOINTED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:beth-leonard"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:5"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Beth Leonard seat on Jefferson Capital, Inc. / DE, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:10entq5","event_type":"DIRECTOR_APPOINTED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:david-burton"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:6"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"David Burton seat on Jefferson Capital, Inc. / DE, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:1e51eq1","event_type":"DIRECTOR_APPOINTED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:john-oros"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:8"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"John Oros seat on Jefferson Capital, Inc. / DE, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:1lwnmfk","event_type":"DIRECTOR_APPOINTED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:ronald-vaske"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:9"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Ronald Vaske seat on Jefferson Capital, Inc. / DE, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:18x9lyu","event_type":"DIRECTOR_APPOINTED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:thomas-harding"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:11"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Thomas Harding seat on Jefferson Capital, Inc. / DE, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:director_appointed:l7acz5","event_type":"DIRECTOR_APPOINTED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","alpha:person:thomas-lydon-jr"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:12"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Thomas Lydon, Jr. seat on Jefferson Capital, Inc. / DE, effective 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2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:committee_member_added:gqnsm1","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:committee:jefferson-capital-inc-de:audit-chair","alpha:person:beth-leonard"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:5"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Beth Leonard member of Audit · Chair, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:committee_created:i5fwpm","event_type":"COMMITTEE_CREATED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:committee:jefferson-capital-inc-de:audit-compensation","alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:9"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Audit; Compensation committee of Jefferson Capital, Inc. / DE, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:committee_member_added:2k4nft","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:committee:jefferson-capital-inc-de:audit-compensation","alpha:person:ronald-vaske"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:9"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Ronald Vaske member of Audit; Compensation, effective 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2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:committee_member_added:15p1h0j","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:committee:jefferson-capital-inc-de:audit-compensation-chair","alpha:person:thomas-harding"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:11"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Thomas Harding member of Audit; Compensation · Chair, effective 2025-01-01.","derivation":"temporal_relationship_change"},{"event_id":"alpha:event:committee_member_added:1aoogcw","event_type":"COMMITTEE_MEMBER_ADDED","effective_at":"2025-01-01","detected_at":"2026-10-05T15:31:33.372071+00:00","subject_ids":["alpha:committee:jefferson-capital-inc-de:compensation","alpha:person:thomas-lydon-jr"],"caused_claim_ids":["alpha:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:12"],"evidence_ids":["alpha:projection-evidence:document:2c0e919bd66216abbc4552857416ca1569c53b376cabe6685ad89ff5ff2a2994"],"summary":"Thomas Lydon, Jr. member of Compensation, effective 2025-01-01.","derivation":"temporal_relationship_change"}]},"relationships":{"state":"PUBLISHED","relationships":[{"relationship_id":"alpha:relationship:seat_on:claim:company:a1e16383-1e35-4d5d-a4aa-4156be10963e:leadership_role:5:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","relationship_type":"seat_on","from_id":"alpha:person:beth-leonard","to_id":"alpha:company:a1e16383-1e35-4d5d-a4aa-4156be10963e","from_label":"Beth Leonard","to_label":"Jefferson Capital, Inc. / 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of a leadership role, committee, or disclosure is not evidence that it does not exist.","Only explicitly published canonical company identity and current confirmed public roles are included.","Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.","Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.","This Company Profile is an identity and evidence record, not an Alpha rating."]}}