# CULLEN/FROST BANKERS, INC.
> Alpha governed public record. Unknown, unavailable, and unpublished values are never inferred as zero.
## Record
| Field | Value |
| --- | --- |
| Representation | alpha-profile-markdown-v4 |
| Protocol | Alpha Governance Facts Protocol 0.1 |
| Schema | alpha.governance.entity.public.v1 |
| Record version | public-1:ro-d751713988987e9331980363e24189ce |
| Governance record representation | alpha-governance-record-v2 |
| Canonical entity | alpha:company:04757c64-7fe0-4237-b06e-3376542e1292 |
| Entity type | Company |
| Canonical URL | https://registry.alpha.ac/companies/cullen-frost-bankers-inc |
| Publication | PUBLISHED |
| Verification | source_reported |
| Verification schema | alpha-verification-states-v1 |
| Ownership | unclaimed |
| Published claims | 64 |
| Claims under review | 1 |
| Evidence records | 14 |
| Conflicts | 0 |
| Conflicts in internal review | 0 |
| Observed | 2026-11-01T04:47:58.4617+00:00 |
| Last reviewed | 2026-11-01T04:47:58.4617+00:00 |
## Identity
- Legal name: CULLEN/FROST BANKERS, INC.
- Display name: CULLEN/FROST BANKERS, INC.
## Alpha Governance Record
| Field | Value |
| --- | --- |
| Governance Record schema | alpha-governance-record-v2 |
| Ontology | alpha-governance-ontology-v1 |
| Record version | public-1:ro-d751713988987e9331980363e24189ce |
| As of | 2026-11-01T04:47:58.4617+00:00 |
| Completeness | 0.409 |
| Record Quality | 0.838 |
| Directors | 13 |
| Committees | 11 |
| Governance events | 38 |
| Entity class | public_company |
## Section coverage
| Section | State |
| --- | --- |
| identity | PUBLISHED |
| corporate_structure | NOT_REVIEWED |
| board | PUBLISHED |
| committees | PUBLISHED |
| leadership | PUBLISHED |
| ownership | NOT_REVIEWED |
| financials | NOT_REVIEWED |
| capital_structure | PUBLISHED |
| compensation | NOT_REVIEWED |
| governance | NOT_REVIEWED |
| shareholder_governance | NOT_REVIEWED |
| audit | NOT_REVIEWED |
| legal | NOT_REVIEWED |
| risk | NOT_REVIEWED |
| cyber | NOT_REVIEWED |
| ai_governance | NOT_REVIEWED |
| agent_governance | RESTRICTED |
| markets_external | NOT_REVIEWED |
| events | PUBLISHED |
| relationships | PUBLISHED |
| assessments | PUBLISHED |
| evidence | PUBLISHED |
## Board
- Charles W. Matthews: Director. Status: current. Independent: true. Since: 2010-01-01. Committees: Audit (member); Audit; Compensation · Chair; Nominating and Governance · Chair; Risk; Technology (member); Compensation (chair); Nominating and Governance (chair); Risk (member); Technology (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:5
- Cynthia J. Comparin: Director. Status: current. Independent: true. Since: 2018-01-01. Committees: Audit (chair); Audit · Chair; Technology (member); Technology (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:6
- Hope Andrade: Director. Status: current. Independent: true. Since: 2024-01-01. Committees: Audit (member); Audit; Risk (member); Risk (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:7
- Jack Willome: Director. Status: current. Independent: true. Since: 2023-01-01. Committees: Compensation (member); Compensation; Nominating and Governance; Risk (member); Nominating and Governance (member); Risk (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:8
- Jeffrey M. Rummel: Director. Status: current. Independent: true. Since: 2026-01-01. Committees: Audit (member); Audit; Risk (member); Risk (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:9
- John T. Engates: Director. Status: current. Independent: true. Since: 2025-01-01. Committees: Risk (member); Risk; Technology · Chair (member); Technology (chair). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:10
- Joseph A. Pierce: Director. Status: current. Independent: true. Since: 2022-01-01. Committees: Audit (member); Audit; Compensation; Nominating and Governance (member); Compensation (member); Nominating and Governance (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:11
- Linda B. Rutherford: Director. Status: current. Independent: true. Since: 2022-01-01. Committees: Audit (member); Audit; Compensation; Nominating and Governance (member); Compensation (member); Nominating and Governance (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:12
- Marsha M. Shields: Director. Status: current. Independent: true. Since: 2026-01-01. Committees: Audit (member); Audit; Risk (member); Risk (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:13
- Phillip D. Green: Director. Status: current. Independent: false. Since: 2016-01-01. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:14
- Samuel G. Dawson: Director. Status: current. Independent: true. Since: 2017-01-01. Committees: Audit (member); Audit; Compensation; Nominating and Governance (member); Compensation (member); Nominating and Governance (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:15
- Anthony R Chase: Director (committee appointment). Status: unknown. Independent: NOT_PUBLISHED. Since: NOT_PUBLISHED. Committees: Compensation (member); Nominating and Governance (member); Risk (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_record:37
- David J. Haemisegger: Director (committee appointment). Status: unknown. Independent: NOT_PUBLISHED. Since: NOT_PUBLISHED. Committees: Audit (member); Risk (member). claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_record:27
## Committees
- Audit (audit). Chair: Cynthia J. Comparin. Members: Cynthia J. Comparin (chair, current); Charles W. Matthews (member, current); David J. Haemisegger (member, current); Hope Andrade (member, current); Jeffrey M. Rummel (member, current); Joseph A. Pierce (member, current); Linda B. Rutherford (member, current); Marsha M. Shields (member, current); Samuel G. Dawson (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:audit
- Audit · Chair; Technology (audit). Chair: NOT_PUBLISHED. Members: Cynthia J. Comparin (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:audit-chair-technology
- Audit; Compensation · Chair; Nominating and Governance · Chair; Risk; Technology (audit). Chair: NOT_PUBLISHED. Members: Charles W. Matthews (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:audit-compensation-chair-nominating-and-governance-chair-risk-technology
- Audit; Compensation; Nominating and Governance (audit). Chair: NOT_PUBLISHED. Members: Joseph A. Pierce (member, current); Linda B. Rutherford (member, current); Samuel G. Dawson (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:audit-compensation-nominating-and-governance
- Audit; Risk (audit). Chair: NOT_PUBLISHED. Members: Hope Andrade (member, current); Jeffrey M. Rummel (member, current); Marsha M. Shields (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:audit-risk
- Compensation (compensation). Chair: Charles W. Matthews. Members: Charles W. Matthews (chair, current); Anthony R Chase (member, current); Jack Willome (member, current); Joseph A. Pierce (member, current); Linda B. Rutherford (member, current); Samuel G. Dawson (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:compensation
- Compensation; Nominating and Governance; Risk (compensation). Chair: NOT_PUBLISHED. Members: Jack Willome (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:compensation-nominating-and-governance-risk
- Nominating and Governance (nominating_governance). Chair: Charles W. Matthews. Members: Charles W. Matthews (chair, current); Anthony R Chase (member, current); Jack Willome (member, current); Joseph A. Pierce (member, current); Linda B. Rutherford (member, current); Samuel G. Dawson (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:nominating-and-governance
- Risk (risk). Chair: NOT_PUBLISHED. Members: Anthony R Chase (member, current); Charles W. Matthews (member, current); David J. Haemisegger (member, current); Hope Andrade (member, current); Jack Willome (member, current); Jeffrey M. Rummel (member, current); John T. Engates (member, current); Marsha M. Shields (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:risk
- Risk; Technology · Chair (risk). Chair: NOT_PUBLISHED. Members: John T. Engates (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:risk-technology-chair
- Technology (technology). Chair: John T. Engates. Members: John T. Engates (chair, current); Charles W. Matthews (member, current); Cynthia J. Comparin (member, current). committee_id=alpha:committee:cullen-frost-bankers-inc:technology
## Executive leadership
- Annette Alonzo: Group Executive Vice President, Chief Human Resources Officer [CHRO]. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:16
- Carol J. Severyn: Group Executive Vice President, Chief Risk Officer [CRO]. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:17
- Coolidge E. Rhodes, Jr.: Group Executive Vice President, General Counsel and Corporate Secretary [GC]. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:18
- Daniel J. Geddes: Group Executive Vice President, Chief Financial Officer [CFO]. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:19
- Ericka L. Pullin: Group Executive Vice President, Culture and People Development. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:20
- Howard L. Kasanoff: Group Executive Vice President, Chief Credit Officer. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:21
- Jimmy Stead: Group Executive Vice President, Chief Consumer Banking and Technology Officer. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:22
- Kenny Wilson: Group Executive Vice President, Chief Wealth Officer. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:23
- Paul H. Bracher: President, Group Executive Vice President, Chief Banking Officer [PRESIDENT]. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:24
- Phillip D. Green: Chairman of the Board, Chief Executive Officer and Director [CEO]. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:25
- Robert A. Berman: Group Executive Vice President, Research and Strategy. Status: current. claim_id=alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:26
## Governance events
- EXECUTIVE_APPOINTED: Annette Alonzo executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1uercnz1a93sg3
- EXECUTIVE_APPOINTED: Carol J. Severyn executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:ntdh0i1otggpg
- GC_CHANGED: Coolidge E. Rhodes, Jr. executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1kxyud6jnxzus
- CFO_CHANGED: Daniel J. Geddes executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:i6j50y14qaios
- EXECUTIVE_APPOINTED: Ericka L. Pullin executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:13827ya1v9ok8a
- EXECUTIVE_APPOINTED: Howard L. Kasanoff executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1dxiy5a1igm3au
- EXECUTIVE_APPOINTED: Jimmy Stead executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1w95uzwg9v30y
- EXECUTIVE_APPOINTED: Kenny Wilson executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1tklkik26fw4
- EXECUTIVE_APPOINTED: Paul H. Bracher executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:u3aunj1k4e34j
- CEO_CHANGED: Phillip D. Green executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:e0a2a01bign44
- EXECUTIVE_APPOINTED: Robert A. Berman executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. Effective: 2026-02-05. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1ouan5rhzt35l
- DIRECTOR_APPOINTED: Jeffrey M. Rummel seat on CULLEN/FROST BANKERS, INC., effective 2026-01-01. Effective: 2026-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:rsfq81ovp86z
- DIRECTOR_APPOINTED: Marsha M. Shields seat on CULLEN/FROST BANKERS, INC., effective 2026-01-01. Effective: 2026-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1wswn5u154r280
- COMMITTEE_MEMBER_ADDED: Jeffrey M. Rummel member of Audit; Risk, effective 2026-01-01. Effective: 2026-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1sd4sqqfanjty
- COMMITTEE_MEMBER_ADDED: Marsha M. Shields member of Audit; Risk, effective 2026-01-01. Effective: 2026-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:b5s2ah1e6gvvx
- DIRECTOR_APPOINTED: John T. Engates seat on CULLEN/FROST BANKERS, INC., effective 2025-01-01. Effective: 2025-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1gz8mzs1n3ovw
- COMMITTEE_CREATED: Risk; Technology · Chair committee of CULLEN/FROST BANKERS, INC., effective 2025-01-01. Effective: 2025-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1gbnzna1wanjqo
- COMMITTEE_MEMBER_ADDED: John T. Engates member of Risk; Technology · Chair, effective 2025-01-01. Effective: 2025-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:x3nytmlno3wq
- DIRECTOR_APPOINTED: Hope Andrade seat on CULLEN/FROST BANKERS, INC., effective 2024-01-01. Effective: 2024-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:138b2sd112wogn
- COMMITTEE_CREATED: Audit; Risk committee of CULLEN/FROST BANKERS, INC., effective 2024-01-01. Effective: 2024-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:19nsq8z1v0r38j
- COMMITTEE_MEMBER_ADDED: Hope Andrade member of Audit; Risk, effective 2024-01-01. Effective: 2024-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:qw6ps21cl6zky
- DIRECTOR_APPOINTED: Jack Willome seat on CULLEN/FROST BANKERS, INC., effective 2023-01-01. Effective: 2023-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1bnsz6j1924mdn
- COMMITTEE_CREATED: Compensation; Nominating and Governance; Risk committee of CULLEN/FROST BANKERS, INC., effective 2023-01-01. Effective: 2023-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:sjm41zena5cj
- COMMITTEE_MEMBER_ADDED: Jack Willome member of Compensation; Nominating and Governance; Risk, effective 2023-01-01. Effective: 2023-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:k3275vuq7z6h
- DIRECTOR_APPOINTED: Joseph A. Pierce seat on CULLEN/FROST BANKERS, INC., effective 2022-01-01. Effective: 2022-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:fhivag1p4ffn2
- DIRECTOR_APPOINTED: Linda B. Rutherford seat on CULLEN/FROST BANKERS, INC., effective 2022-01-01. Effective: 2022-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:q0lezd12ozr5l
- COMMITTEE_CREATED: Audit; Compensation; Nominating and Governance committee of CULLEN/FROST BANKERS, INC., effective 2022-01-01. Effective: 2022-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:s0a1ykvc3vv2
- COMMITTEE_MEMBER_ADDED: Joseph A. Pierce member of Audit; Compensation; Nominating and Governance, effective 2022-01-01. Effective: 2022-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1tfrni6t46twq
- COMMITTEE_MEMBER_ADDED: Linda B. Rutherford member of Audit; Compensation; Nominating and Governance, effective 2022-01-01. Effective: 2022-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:rf0tsz18cvst9
- DIRECTOR_APPOINTED: Cynthia J. Comparin seat on CULLEN/FROST BANKERS, INC., effective 2018-01-01. Effective: 2018-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:l2u6gbe9aytt
- COMMITTEE_CREATED: Audit · Chair; Technology committee of CULLEN/FROST BANKERS, INC., effective 2018-01-01. Effective: 2018-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1pfip3zjbo48h
- COMMITTEE_MEMBER_ADDED: Cynthia J. Comparin member of Audit · Chair; Technology, effective 2018-01-01. Effective: 2018-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:87o5dl90tsh9
- DIRECTOR_APPOINTED: Samuel G. Dawson seat on CULLEN/FROST BANKERS, INC., effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1suvg1s1xairio
- COMMITTEE_MEMBER_ADDED: Samuel G. Dawson member of Audit; Compensation; Nominating and Governance, effective 2017-01-01. Effective: 2017-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:68hcry7y4oys
- DIRECTOR_APPOINTED: Phillip D. Green seat on CULLEN/FROST BANKERS, INC., effective 2016-01-01. Effective: 2016-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:qa22la19l55z0
- DIRECTOR_APPOINTED: Charles W. Matthews seat on CULLEN/FROST BANKERS, INC., effective 2010-01-01. Effective: 2010-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:dmgfiq1t1w212
- COMMITTEE_CREATED: Audit; Compensation · Chair; Nominating and Governance · Chair; Risk; Technology committee of CULLEN/FROST BANKERS, INC., effective 2010-01-01. Effective: 2010-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1oyz6ngth1wru
- COMMITTEE_MEMBER_ADDED: Charles W. Matthews member of Audit; Compensation · Chair; Nominating and Governance · Chair; Risk; Technology, effective 2010-01-01. Effective: 2010-01-01. Detected: 2026-11-01T04:47:58.4617+00:00. event_id=alpha:event:transition:1t3euqd14tzo0f
## Scoped resources
- `alpha://company/cullen-frost-bankers-inc` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record
- `alpha://company/cullen-frost-bankers-inc/identity` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=identity
- `alpha://company/cullen-frost-bankers-inc/corporate-structure` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=corporate-structure
- `alpha://company/cullen-frost-bankers-inc/board` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=board
- `alpha://company/cullen-frost-bankers-inc/committees` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=committees
- `alpha://company/cullen-frost-bankers-inc/leadership` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=leadership
- `alpha://company/cullen-frost-bankers-inc/ownership` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=ownership
- `alpha://company/cullen-frost-bankers-inc/financials` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=financials
- `alpha://company/cullen-frost-bankers-inc/capital-structure` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=capital-structure
- `alpha://company/cullen-frost-bankers-inc/compensation` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=compensation
- `alpha://company/cullen-frost-bankers-inc/governance` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=governance
- `alpha://company/cullen-frost-bankers-inc/shareholder-governance` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=shareholder-governance
- `alpha://company/cullen-frost-bankers-inc/audit` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=audit
- `alpha://company/cullen-frost-bankers-inc/legal` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=legal
- `alpha://company/cullen-frost-bankers-inc/risk` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=risk
- `alpha://company/cullen-frost-bankers-inc/cyber` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=cyber
- `alpha://company/cullen-frost-bankers-inc/ai-governance` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=ai-governance
- `alpha://company/cullen-frost-bankers-inc/agents` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=agents
- `alpha://company/cullen-frost-bankers-inc/ecosystem` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=ecosystem
- `alpha://company/cullen-frost-bankers-inc/events` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=events
- `alpha://company/cullen-frost-bankers-inc/relationships` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=relationships
- `alpha://company/cullen-frost-bankers-inc/assessments` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=assessments
- `alpha://company/cullen-frost-bankers-inc/evidence` (contract): https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record§ion=evidence
## Role modules
- NOT_ASSERTED
## Attention
- NO_RECORDS_FOUND
## Committee data
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:28: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"chair","person":{"alpha_id":"alpha:person:cynthia-j-comparin","name":"Cynthia J. Comparin"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:29: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:charles-w-matthews","name":"Charles W. Matthews"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:30: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:david-j-haemisegger","name":"David J. Haemisegger"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:31: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:hope-andrade","name":"Hope Andrade"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:32: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:jeffrey-m-rummel","name":"Jeffrey M. Rummel"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:33: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:joseph-a-pierce","name":"Joseph A. Pierce"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:34: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:linda-b-rutherford","name":"Linda B. Rutherford"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:35: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:marsha-m-shields","name":"Marsha M. Shields"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:36: `{"kind":"committee_appointment","original_name":"Audit","category":"audit","role":"member","person":{"alpha_id":"alpha:person:samuel-g-dawson","name":"Samuel G. Dawson"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:38: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"chair","person":{"alpha_id":"alpha:person:charles-w-matthews","name":"Charles W. Matthews"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:39: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:anthony-r-chase","name":"Anthony R Chase"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:40: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:jack-willome","name":"Jack Willome"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:41: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:joseph-a-pierce","name":"Joseph A. Pierce"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:42: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:linda-b-rutherford","name":"Linda B. Rutherford"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:43: `{"kind":"committee_appointment","original_name":"Compensation","category":"compensation","role":"member","person":{"alpha_id":"alpha:person:samuel-g-dawson","name":"Samuel G. Dawson"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:45: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"chair","person":{"alpha_id":"alpha:person:charles-w-matthews","name":"Charles W. Matthews"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:46: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:anthony-r-chase","name":"Anthony R Chase"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:47: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:jack-willome","name":"Jack Willome"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:48: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:joseph-a-pierce","name":"Joseph A. Pierce"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:49: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:linda-b-rutherford","name":"Linda B. Rutherford"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:50: `{"kind":"committee_appointment","original_name":"Nominating and Governance","category":"nominating_governance","role":"member","person":{"alpha_id":"alpha:person:samuel-g-dawson","name":"Samuel G. Dawson"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:52: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:anthony-r-chase","name":"Anthony R Chase"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:53: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:charles-w-matthews","name":"Charles W. Matthews"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:54: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:david-j-haemisegger","name":"David J. Haemisegger"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:55: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:hope-andrade","name":"Hope Andrade"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:56: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:jack-willome","name":"Jack Willome"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:57: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:jeffrey-m-rummel","name":"Jeffrey M. Rummel"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:58: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:john-t-engates","name":"John T. Engates"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:59: `{"kind":"committee_appointment","original_name":"Risk","category":"risk","role":"member","person":{"alpha_id":"alpha:person:marsha-m-shields","name":"Marsha M. Shields"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:61: `{"kind":"committee_appointment","original_name":"Technology","category":"technology","role":"chair","person":{"alpha_id":"alpha:person:john-t-engates","name":"John T. Engates"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:62: `{"kind":"committee_appointment","original_name":"Technology","category":"technology","role":"member","person":{"alpha_id":"alpha:person:charles-w-matthews","name":"Charles W. Matthews"},"source_id":"board_seats"}`
- Claim alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:63: `{"kind":"committee_appointment","original_name":"Technology","category":"technology","role":"member","person":{"alpha_id":"alpha:person:cynthia-j-comparin","name":"Cynthia J. Comparin"},"source_id":"board_seats"}`
## Leadership
- Charles W. Matthews: Director, Audit; Compensation · Chair; Nominating and Governance · Chair; Risk; Technology. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:5. Valid from: 2010-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Cynthia J. Comparin: Director, Audit · Chair; Technology. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:6. Valid from: 2018-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Hope Andrade: Director, Audit; Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:7. Valid from: 2024-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Jack Willome: Director, Compensation; Nominating and Governance; Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:8. Valid from: 2023-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Jeffrey M. Rummel: Director, Audit; Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:9. Valid from: 2026-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- John T. Engates: Director, Risk; Technology · Chair. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:10. Valid from: 2025-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Joseph A. Pierce: Director, Audit; Compensation; Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:11. Valid from: 2022-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Linda B. Rutherford: Director, Audit; Compensation; Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:12. Valid from: 2022-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Marsha M. Shields: Director, Audit; Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:13. Valid from: 2026-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Phillip D. Green: Director. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:14. Valid from: 2016-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Samuel G. Dawson: Director, Audit; Compensation; Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:15. Valid from: 2017-01-01. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25.
- Annette Alonzo: Group Executive Vice President, Chief Human Resources Officer. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:16. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:b85e46d90885a42dc8a32910509e71238e616801cad0a563a23bd37dbe1fdf14.
- Carol J. Severyn: Group Executive Vice President, Chief Risk Officer. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:17. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:19226ef8cc58459d77b08af908c84d4ce9a51425ec1588693b966f8f369129e7.
- Coolidge E. Rhodes, Jr.: Group Executive Vice President, General Counsel and Corporate Secretary. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:18. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:b31db1a8a9c83a6da35ca7068124aefaf860383ab8c7abb1f921994359c5bec7.
- Daniel J. Geddes: Group Executive Vice President, Chief Financial Officer. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:19. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:f0e7002b3248dff1bf84d39eb71735c9adbbc8198343b5a2b8e2e276c68fdd07.
- Ericka L. Pullin: Group Executive Vice President, Culture and People Development. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:20. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:5dfa32b498c0d21b173a865346d2a7fa7f796d14612ffa4ff0f7ac62e4bca752.
- Howard L. Kasanoff: Group Executive Vice President, Chief Credit Officer. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:21. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:ff22bf3cea4ab8615f1619d01087ed68354ce5696bc595c8a5438839936a36f9.
- Jimmy Stead: Group Executive Vice President, Chief Consumer Banking and Technology Officer. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:22. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:3aa8d6527faed9e0564115dc6a0a9bd572fcad043b44be0f0c267ce8abf77719.
- Kenny Wilson: Group Executive Vice President, Chief Wealth Officer. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:23. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:8b85a064814e2d77fabfcb8f71b0a3dcfc5db3c0a576b75360126cd354df7176.
- Paul H. Bracher: President, Group Executive Vice President, Chief Banking Officer. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:24. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:346efced8895adeadc3b6bd64693c37629a35334f80656c89ccee46ffefac1ab.
- Phillip D. Green: Chairman of the Board, Chief Executive Officer and Director. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:25. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:df3975a8c005970119d7d41f1e3dbac40084a585f17a4bf5fdd6aecb6633eaf5.
- Robert A. Berman: Group Executive Vice President, Research and Strategy. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:leadership_role:26. Valid from: 2026-02-05. Valid to: NOT_ASSERTED. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:document:ecc2ce5cb6cf309be983b67924dff28e32dedd9623c29d40c3eefcc4e7941941.
## Roles
- PUBLISHED
## Governance
- NOT_ASSERTED
## Board committees
- Audit: Chair Cynthia J. Comparin; Members Cynthia J. Comparin (Chair); Charles W. Matthews; David J. Haemisegger; Hope Andrade; Jeffrey M. Rummel; Joseph A. Pierce; Linda B. Rutherford; Marsha M. Shields; Samuel G. Dawson. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_record:27. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Compensation: Chair Charles W. Matthews; Members Charles W. Matthews (Chair); Anthony R Chase; Jack Willome; Joseph A. Pierce; Linda B. Rutherford; Samuel G. Dawson. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_record:37. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Nominating and Governance: Chair Charles W. Matthews; Members Charles W. Matthews (Chair); Anthony R Chase; Jack Willome; Joseph A. Pierce; Linda B. Rutherford; Samuel G. Dawson. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_record:44. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Risk: Chair not stated; Members Anthony R Chase; Charles W. Matthews; David J. Haemisegger; Hope Andrade; Jack Willome; Jeffrey M. Rummel; John T. Engates; Marsha M. Shields. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_record:51. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Technology: Chair John T. Engates; Members John T. Engates (Chair); Charles W. Matthews; Cynthia J. Comparin. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_record:60. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
## Financials
- NOT_ASSERTED
## Workforce
- NOT_ASSERTED
## Market and index context
- PUBLISHED
## Legal Name
- CULLEN/FROST BANKERS, INC.. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:legal_name:1. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:d5d8b3c49a24528ef5909150c62da028e127170013fb9577a488ba1936e2327b.
## Entity Status
- Public listing published. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:entity_status:3. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:d5d8b3c49a24528ef5909150c62da028e127170013fb9577a488ba1936e2327b.
## Published Fact
- US. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:published_fact:4. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:d5d8b3c49a24528ef5909150c62da028e127170013fb9577a488ba1936e2327b.
## Committee Appointment
- Cynthia J. Comparin: chair, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:28. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Charles W. Matthews: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:29. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- David J. Haemisegger: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:30. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Hope Andrade: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:31. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Jeffrey M. Rummel: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:32. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Joseph A. Pierce: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:33. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Linda B. Rutherford: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:34. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Marsha M. Shields: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:35. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Samuel G. Dawson: member, Audit. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:36. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Charles W. Matthews: chair, Compensation. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:38. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Anthony R Chase: member, Compensation. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:39. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Jack Willome: member, Compensation. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:40. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Joseph A. Pierce: member, Compensation. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:41. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Linda B. Rutherford: member, Compensation. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:42. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Samuel G. Dawson: member, Compensation. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:43. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Charles W. Matthews: chair, Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:45. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Anthony R Chase: member, Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:46. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Jack Willome: member, Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:47. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Joseph A. Pierce: member, Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:48. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Linda B. Rutherford: member, Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:49. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Samuel G. Dawson: member, Nominating and Governance. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:50. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Anthony R Chase: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:52. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Charles W. Matthews: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:53. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- David J. Haemisegger: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:54. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Hope Andrade: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:55. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Jack Willome: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:56. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Jeffrey M. Rummel: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:57. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- John T. Engates: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:58. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Marsha M. Shields: member, Risk. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:59. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- John T. Engates: chair, Technology. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:61. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Charles W. Matthews: member, Technology. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:62. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
- Cynthia J. Comparin: member, Technology. Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:committee_appointment:63. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4.
## Security Listing
- CFR (NYSE). Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:security_listing:64. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:d5d8b3c49a24528ef5909150c62da028e127170013fb9577a488ba1936e2327b.
- CFR-PB (NYSE). Claim: alpha:claim:company:04757c64-7fe0-4237-b06e-3376542e1292:security_listing:65. Publication: PUBLISHED. Verification: source_reported. Assertion: source_reported. Evidence: alpha:projection-evidence:d5d8b3c49a24528ef5909150c62da028e127170013fb9577a488ba1936e2327b.
## Coverage states
| Field | Value |
| --- | --- |
| Identity | PUBLISHED |
| Business | PUBLISHED |
| Leadership | PUBLISHED |
| Board and committees | PUBLISHED |
| Governance | NOT_ASSERTED |
| Financials | NOT_ASSERTED |
| Workforce | NOT_ASSERTED |
| Ownership | NOT_ASSERTED |
| Ratings | NOT_PUBLISHED |
| Market and index context | PUBLISHED |
## Public sources
- alpha:projection-evidence:d5d8b3c49a24528ef5909150c62da028e127170013fb9577a488ba1936e2327b: [Alpha canonical company public projection](https://www.alpha.ac/api/public/companies/cullen-frost-bankers-inc).
- alpha:projection-evidence:document:56e33eec44b59b4a174533988bba211a6bbd8aa62db3c07590cf047180817e25: [CULLEN/FROST BANKERS, INC. DEF 14A 2026-03-20](https://www.sec.gov/Archives/edgar/data/39263/000003926326000023/cfr-20260320.htm).
- alpha:projection-evidence:document:b85e46d90885a42dc8a32910509e71238e616801cad0a563a23bd37dbe1fdf14: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:19226ef8cc58459d77b08af908c84d4ce9a51425ec1588693b966f8f369129e7: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:b31db1a8a9c83a6da35ca7068124aefaf860383ab8c7abb1f921994359c5bec7: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:f0e7002b3248dff1bf84d39eb71735c9adbbc8198343b5a2b8e2e276c68fdd07: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:5dfa32b498c0d21b173a865346d2a7fa7f796d14612ffa4ff0f7ac62e4bca752: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:ff22bf3cea4ab8615f1619d01087ed68354ce5696bc595c8a5438839936a36f9: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:3aa8d6527faed9e0564115dc6a0a9bd572fcad043b44be0f0c267ce8abf77719: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:8b85a064814e2d77fabfcb8f71b0a3dcfc5db3c0a576b75360126cd354df7176: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:346efced8895adeadc3b6bd64693c37629a35334f80656c89ccee46ffefac1ab: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:df3975a8c005970119d7d41f1e3dbac40084a585f17a4bf5fdd6aecb6633eaf5: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:document:ecc2ce5cb6cf309be983b67924dff28e32dedd9623c29d40c3eefcc4e7941941: [CFR-PB 10-K executive officers](https://www.sec.gov/Archives/edgar/data/39263/000003926326000011/cfr-20251231.htm).
- alpha:projection-evidence:e43f69721212068075da8ec444aafcce35b02cbb1ac3001418de6b824c1de7d4: [Audit](https://www.sec.gov/Archives/edgar/data/39263/000003926326000023/cfr-20260320.htm).
## Rights
| Field | Value |
| --- | --- |
| public_retrieval | allowed |
| agent_retrieval | allowed |
| redistribution | not_granted |
| model_training | not_granted |
| commercial_use | not_specified |
| relationship_pathfinding | not_granted |
| direct_contact | not_granted |
## Limitations
- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.
## Alternate representations
- [Canonical profile](https://registry.alpha.ac/companies/cullen-frost-bankers-inc)
- [Public Markdown](https://registry.alpha.ac/companies/cullen-frost-bankers-inc.md)
- [Public JSON](https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=record)
- [JSON-LD](https://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=jsonld)
- MCP resource: `alpha://companies/cullen-frost-bankers-inc` at https://mcp.alpha.ac/mcp
## Connected governance records
Structured intelligence is not currently available. Existing published profile evidence remains accessible.
## Critical-risk oversight
Snapshot as of 2026-11-01T16:21:38.719432+00:00; recorded 2026-11-01T16:21:38.719432+00:00. Every published assignment for this snapshot is listed.
Only explicitly reviewed, rights-cleared assignments in effect on the as-of date, in the company's own wording.
An assignment shows where oversight is placed, not whether it is effective. Missing records do not establish absence.CULLEN/FROST BANKERS, INC., for agents
The same record as the human view, as a structured object any agent can read and cite. Reading is open to every agent, model, and tool, with no key and no account. Signing and transparency logging are not yet published for this record.
- Alpha ID
- alpha:company:04757c64-7fe0-4237-b06e-3376542e1292
- Version
- vpublic-1:ro-d751713988987e9331980363e24189ceRecorded Nov 1, 2026
- Content hash
- Not yet signed
- Signature
- Not yet signed
- Transparency log
- Not yet signed
- Freshness
- ObservedChecked Nov 1, 2026. Reviewed Nov 1, 2026
- Read access
- OpenNo key for public retrieval
- Processing basis
- Public recordDoctrine
Read
OpenOne canonical URL. The Accept header or a file suffix selects the format. Every format renders the same Claims and carries the same record version.
curl -H "Accept: application/json" https://registry.alpha.ac/companies/cullen-frost-bankers-incTrustCheck and Governance Receipts
Agent tierIllustrative. TrustChecks run in the private enterprise overlay. The example below is generated for this entity class and does not reference this record. Contract: TrustCheck and Governance Receipts v0.1.
Agents about to act ask a question, not for a document. A TrustCheck evaluates the AuthorityGrant objects behind a proposed action and returns allow, deny, require_approval, or insufficient_evidence. The source system acts, and a GovernanceReceipt records what the agent relied on.
- allow, deny
- The AuthorityGrant and policy decide. Reason codes name the rule.
- require_approval
- An entitled human records the decision. Customer policy sets the threshold, never an Eval.
- insufficient_evidence
- No authority is registered. Alpha never infers permission to act.
curl https://www.alpha.ac/v1/action-intents \
-H 'Content-Type: application/json' \
-b "$ALPHA_SESSION_COOKIE" \
-d '{
"schema_version": "2026-08-29",
"environment": "test",
"actor": { "alpha_id": "alpha:account:self", "type": "alpha_account" },
"principal": { "alpha_id": "alpha:company:example-issuer", "type": "organization" },
"organization": { "alpha_id": "alpha:company:example-issuer", "type": "organization" },
"proposed_action": { "type": "purchase_order.commit", "description": "Accept an order placed by an agent claiming company authority." },
"requested_authority": ["purchase_order.commit"]
}'
# then
curl https://www.alpha.ac/v1/trust-checks -H 'Content-Type: application/json' \
-b "$ALPHA_SESSION_COOKIE" -d '{ "action_intent_id": "<from the previous response>" }'{
"schema_version": "2026-08-29",
"trust_check_id": "alpha:trust-check:illustrative-0001",
"decision": "insufficient_evidence",
"explanation": "No AuthorityGrant names this agent and organization.",
"reason_codes": [
"authority_grant_missing"
],
"evaluated_authority": {
"authority_grants": []
},
"policy_version": "trustcheck.registry-claim.test.v0.1",
"integrity_state": "recorded",
"limitations": [
"Illustrative example. No TrustCheck was run for this record."
]
}{
"schema_version": "2026-08-29",
"receipt_id": "alpha:receipt:illustrative-0001",
"environment": "test",
"actor": {
"alpha_id": "alpha:account:self",
"type": "alpha_account"
},
"agent": {
"provider": {
"alpha_id": "alpha:company:example-agent-provider",
"type": "provider"
},
"product": {
"alpha_id": "alpha:agent-product:example-procurement-agent",
"type": "agent_product"
},
"deployment": {
"alpha_id": "alpha:agent-deployment:example-deployment",
"type": "agent_deployment"
},
"use_case": {
"alpha_id": "alpha:agent-use-case:example-purchase-order",
"type": "agent_use_case"
},
"workflow": "Illustrative purchase order commitment"
},
"principal": {
"alpha_id": "alpha:company:example-issuer",
"type": "organization"
},
"sponsor": {
"alpha_id": "alpha:company:example-issuer",
"type": "organization"
},
"action_intent_id": "alpha:action-intent:illustrative-0001",
"trust_check_id": "alpha:trust-check:illustrative-0001",
"authority_grant_references": [],
"action_intent": {
"type": "purchase_order.commit"
},
"affected_alpha_ids": [
"alpha:company:example-issuer"
],
"trust_check_decision": "insufficient_evidence",
"policy_version": "trustcheck.registry-claim.test.v0.1",
"rule_references": [
{
"reason_code": "authority_grant_missing",
"rule_id": "trustcheck.authority_grant_missing",
"policy_ref": "trustcheck.registry-claim.test.v0.1",
"control_ref": null,
"grant_policy_references": []
}
],
"integrity": "Illustrative. Not issued, not signed."
}Connect
Open readEvery surface reads the same published record. No surface holds its own copy of the facts.
// claude_desktop_config.json, Cursor, or any MCP client
{
"mcpServers": {
"alpha": { "url": "https://mcp.alpha.ac/mcp" }
}
}
// This record as an MCP resource
alpha://companies/cullen-frost-bankers-incalpha://companies/cullen-frost-bankers-incThis record as an MCP resourcehttps://registry.alpha.ac/api/public/companies/cullen-frost-bankers-inc?format=recordThe same record over HTTP
Subscribe to changes
Agent tier, previewNo public subscription endpoint is published yet. Event delivery is part of Agent tier access, in preview. Access and availability.
EXECUTIVE_APPOINTEDDerived governance event published on this record (alpha-governance-event-derivation-v2)GC_CHANGEDDerived governance event published on this record (alpha-governance-event-derivation-v2)CFO_CHANGEDDerived governance event published on this record (alpha-governance-event-derivation-v2)CEO_CHANGEDDerived governance event published on this record (alpha-governance-event-derivation-v2)DIRECTOR_APPOINTEDDerived governance event published on this record (alpha-governance-event-derivation-v2)COMMITTEE_MEMBER_ADDEDDerived governance event published on this record (alpha-governance-event-derivation-v2)COMMITTEE_CREATEDDerived governance event published on this record (alpha-governance-event-derivation-v2)
{
"specversion": "1.0",
"type": "ac.alpha.registry.EXECUTIVE_APPOINTED",
"source": "https://registry.alpha.ac/companies/cullen-frost-bankers-inc",
"subject": "alpha:company:04757c64-7fe0-4237-b06e-3376542e1292",
"data": {
"record_version": "public-1:ro-d751713988987e9331980363e24189ce",
"note": "Subscription delivery is Agent tier, preview. Not yet available publicly."
}
}Versions and changes
OpenRecords are versioned. Derived governance events on this record are listed below with the version that publishes them. Effective is the world time the derivation states; Recorded is when Alpha detected the event. Content hashes and log entries appear once records are signed.
| Version | Effective | Recorded | Content hash | Log entry | What changed |
|---|---|---|---|---|---|
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Annette Alonzo executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Carol J. Severyn executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Coolidge E. Rhodes, Jr. executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Daniel J. Geddes executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Ericka L. Pullin executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Howard L. Kasanoff executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Jimmy Stead executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Kenny Wilson executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Paul H. Bracher executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Phillip D. Green executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Feb 5, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Robert A. Berman executive of CULLEN/FROST BANKERS, INC., effective 2026-02-05. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Jeffrey M. Rummel seat on CULLEN/FROST BANKERS, INC., effective 2026-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Marsha M. Shields seat on CULLEN/FROST BANKERS, INC., effective 2026-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Jeffrey M. Rummel member of Audit; Risk, effective 2026-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2026 | Nov 1, 2026 | Not yet signed | Not yet signed | Marsha M. Shields member of Audit; Risk, effective 2026-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2025 | Nov 1, 2026 | Not yet signed | Not yet signed | John T. Engates seat on CULLEN/FROST BANKERS, INC., effective 2025-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2025 | Nov 1, 2026 | Not yet signed | Not yet signed | Risk; Technology · Chair committee of CULLEN/FROST BANKERS, INC., effective 2025-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2025 | Nov 1, 2026 | Not yet signed | Not yet signed | John T. Engates member of Risk; Technology · Chair, effective 2025-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2024 | Nov 1, 2026 | Not yet signed | Not yet signed | Hope Andrade seat on CULLEN/FROST BANKERS, INC., effective 2024-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2024 | Nov 1, 2026 | Not yet signed | Not yet signed | Audit; Risk committee of CULLEN/FROST BANKERS, INC., effective 2024-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2024 | Nov 1, 2026 | Not yet signed | Not yet signed | Hope Andrade member of Audit; Risk, effective 2024-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2023 | Nov 1, 2026 | Not yet signed | Not yet signed | Jack Willome seat on CULLEN/FROST BANKERS, INC., effective 2023-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2023 | Nov 1, 2026 | Not yet signed | Not yet signed | Compensation; Nominating and Governance; Risk committee of CULLEN/FROST BANKERS, INC., effective 2023-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2023 | Nov 1, 2026 | Not yet signed | Not yet signed | Jack Willome member of Compensation; Nominating and Governance; Risk, effective 2023-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2022 | Nov 1, 2026 | Not yet signed | Not yet signed | Joseph A. Pierce seat on CULLEN/FROST BANKERS, INC., effective 2022-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2022 | Nov 1, 2026 | Not yet signed | Not yet signed | Linda B. Rutherford seat on CULLEN/FROST BANKERS, INC., effective 2022-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2022 | Nov 1, 2026 | Not yet signed | Not yet signed | Audit; Compensation; Nominating and Governance committee of CULLEN/FROST BANKERS, INC., effective 2022-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2022 | Nov 1, 2026 | Not yet signed | Not yet signed | Joseph A. Pierce member of Audit; Compensation; Nominating and Governance, effective 2022-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2022 | Nov 1, 2026 | Not yet signed | Not yet signed | Linda B. Rutherford member of Audit; Compensation; Nominating and Governance, effective 2022-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2018 | Nov 1, 2026 | Not yet signed | Not yet signed | Cynthia J. Comparin seat on CULLEN/FROST BANKERS, INC., effective 2018-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2018 | Nov 1, 2026 | Not yet signed | Not yet signed | Audit · Chair; Technology committee of CULLEN/FROST BANKERS, INC., effective 2018-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2018 | Nov 1, 2026 | Not yet signed | Not yet signed | Cynthia J. Comparin member of Audit · Chair; Technology, effective 2018-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2017 | Nov 1, 2026 | Not yet signed | Not yet signed | Samuel G. Dawson seat on CULLEN/FROST BANKERS, INC., effective 2017-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2017 | Nov 1, 2026 | Not yet signed | Not yet signed | Samuel G. Dawson member of Audit; Compensation; Nominating and Governance, effective 2017-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2016 | Nov 1, 2026 | Not yet signed | Not yet signed | Phillip D. Green seat on CULLEN/FROST BANKERS, INC., effective 2016-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2010 | Nov 1, 2026 | Not yet signed | Not yet signed | Charles W. Matthews seat on CULLEN/FROST BANKERS, INC., effective 2010-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2010 | Nov 1, 2026 | Not yet signed | Not yet signed | Audit; Compensation · Chair; Nominating and Governance · Chair; Risk; Technology committee of CULLEN/FROST BANKERS, INC., effective 2010-01-01. |
| vpublic-1:ro-d751713988987e9331980363e24189ce | Jan 1, 2010 | Nov 1, 2026 | Not yet signed | Not yet signed | Charles W. Matthews member of Audit; Compensation · Chair; Nominating and Governance · Chair; Risk; Technology, effective 2010-01-01. |
Access, rights, and the public-role doctrine
Facts are open. Rights travel with every Claim and every Evidence record, so an agent sees the same terms whichever format it reads.
| Capability | Access | Agents |
|---|---|---|
| Alpha Disclosure sample | public | human process |
| Alpha public website | public | retrievable now |
| Alpha Standard, methodology, and research | public | retrievable now |
| Alpha Profiles (public executive and company records) | public | retrievable now |
| Public HTTP endpoints described by OpenAPI 3.1 | public | retrievable now |
| Alpha MCP public discovery and read-only capabilities | public | retrievable now |
| Alpha AI Readiness Eval | public | human process |
| Alpha Platform | approved access | requires approved access |
| Alpha API (authenticated operations) | approved access | requires approved access |
| Alpha MCP premium capabilities | approved access | requires approved access |
| Alpha Evals and verified assessments | custom | human process |
| Alpha Council membership | custom | human process |
| Alpha Institute education, workshops, and coaching | custom | human process |
| Governance diagnostics and institutional advisory | custom | human process |
Record limitations. Every representation states these in the same words; nothing is inferred as zero.
- Absence of a leadership role, committee, or disclosure is not evidence that it does not exist.
- Only explicitly published canonical company identity and current confirmed public roles are included.
- Absence of a board, committee, executive, listing, or claim is not evidence that it does not exist.
- Public retrieval does not grant redistribution, model-training, direct-contact, or relationship-pathfinding rights.
- This Company Profile is an identity and evidence record, not an Alpha rating.
"rights": {
"public_retrieval": "allowed",
"agent_retrieval": "allowed",
"redistribution": "not_granted",
"model_training": "not_granted",
"commercial_use": "not_specified",
"relationship_pathfinding": "not_granted",
"direct_contact": "not_granted"
}
"evidence_rights": {
"evidence_records": 14,
"redistribution_allowed": 0,
"restricted_or_unknown": 14,
"classified_unknown": 14
}"data_subject": {
"basis": "public_record",
"entity": "alpha:company:04757c64-7fe0-4237-b06e-3376542e1292",
"identity_ownership": "unclaimed",
"rights": {
"public_retrieval": "allowed",
"agent_retrieval": "allowed",
"redistribution": "not_granted",
"model_training": "not_granted",
"commercial_use": "not_specified",
"relationship_pathfinding": "not_granted",
"direct_contact": "not_granted"
},
"requests": "https://www.alpha.ac/contact"
}How agents find this
OpenThe page head and every response carry rel="alternate" links and the Registry's Link header. The list below is generated from the same list the server emits.
/llms-full.txtAlpha consolidated public agent guide/.well-known/ai-catalog.jsonAlpha Agentic Resource Discovery manifest/.well-known/api-catalogapi-catalog/.well-known/webmcp.jsonAlpha WebMCP tool discovery/openapi.jsonAlpha Governance Public Intelligence API (OpenAPI 3.1)/apiAlpha Intelligence API/developersAlpha Governance Developer Platform/docs/trustcheck-receipts-v01.mdTrustCheck and Governance Receipts v0.1 test preview/docs/apiAlpha service documentation/llms.txtAlpha service docs for AI agents/agents.mdAlpha agent instructions (when to use Alpha)/api-versioning.mdAlpha public API versioning and deprecation policy/.well-known/agent-skills/index.jsonAgent Skills Index/products/accessAlpha Access and Availability/api/public/product-accessAlpha Product Access and Availability JSON/api/public/auth-capabilitiesAlpha Authentication Capabilities JSON/peopleAlpha Executive Profiles/companiesAlpha Company Profiles/people/readinessAlpha Profile Coverage and Agent Readiness/api/public/profile-readinessAlpha Public Profile Readiness JSON/api/public/profiles/steven-wolfe-pereiraAlpha Public Profile JSON Example/.well-known/agent-card.jsonA2A Agent Card/.well-known/mcp/server-card.jsonMCP Server Card/.well-known/openid-configurationOpenID Configuration/.well-known/oauth-protected-resourceOAuth Protected Resource/.well-known/oauth-authorization-serverOAuth Authorization Server (agent_auth)/.well-known/agent-registrationAgent Registration/.well-known/http-message-signatures-directoryhttp-message-signatures-directory/.well-known/jwks-rotationJWKS Rotation Policy/auth.mdAgent Authentication/llms.txtSite overview for AI agents/sitemap.xmlsitemap/api/public/agent-readinessAgent Readiness Status/api/public/company-report/osw-market-dataOSW Market Data Verification
Record map and assertion states
| Section | Anchor | Resource | State | Claims |
|---|---|---|---|---|
| Identity | #c-subject | /identity | Published | 0 |
| Corporate structure | - | /corporate_structure | Not reviewed | - |
| Board | #c-board | /board | Published | 12 |
| Committees | #c-committees | /committees | Published | 37 |
| Leadership | #c-leadership | /leadership | Published | 10 |
| Ownership | #c-control | /ownership | Not reviewed | 0 |
| Financials | #c-financials | /financials | Not reviewed | 2 |
| Capital structure | - | /capital_structure | Published | - |
| Compensation | #c-comp | /compensation | Not reviewed | 0 |
| Governance | #c-governance | /governance | Not reviewed | 0 |
| Shareholder governance | - | /shareholder_governance | Not reviewed | - |
| Audit | - | /audit | Not reviewed | - |
| Legal | #c-legal | /legal | Not reviewed | 0 |
| Risk | #c-risk | /risk | Not reviewed | 0 |
| Cyber | - | /cyber | Not reviewed | - |
| AI governance | #c-ai | /ai_governance | Not reviewed | 0 |
| Agent governance | #c-authority | /agent_governance | Restricted | 0 |
| Markets external | - | /markets_external | Not reviewed | - |
| Events | #c-history | /events | Published | 38 |
| Relationships | #c-links | /relationships | Published | 24 |
| Assessments | #c-monitor | /assessments | Published | 0 |
| Evidence | #c-evidence | /evidence | Published | 14 |
- corroboratedTwo or more independent sources agree
- source_reportedOne cited source states it
- alpha_inferenceAlpha's conclusion, with reasoning
- not_disclosedSearched, nothing found. Never rendered as false
- not_reviewedNot yet searched
- not_registeredNo authority registered with Alpha

